W3 Philosophy


For the ordinary person, the notion of prosperity is associated only with financial success. The extraordinary person knows that financial success is futile without peace of mind and a healthy body. In order to become a complete success, it is therefore essential to achieve success not only financially, but also mentally and physically.

The ancient scriptures advocated a holistic development of human beings in the three dimensions of  तन (Tan), मन (Man) and धन (Dhan), which is Body, Mind and Money respectively.

Thus the growth of each individual must be well balanced in all 3 dimensions of development: viz. Wealth, Wisdom and Wellness (W3).


Wealth is the ability to fully experience life.      – Henry Thoreau

Earning money from the most effective source is only the first step to Financial Success. The key secret to Financial Success lies in the management of your finances, attitude and habits towards savings and investments, cashflow management, tax planning and much more.

As part of your goal setting exercises, it is important to define your financial goals and objectives as well, and have well defined timelines for each financial goal. This forms the stepping stone for applying time tested financial planning tools and techniques for your retirement planning, investment planning, insurance requirement and estate planning for your near and dear ones.

The choices available to us for mastering our finances are: either (a) become financially educated, or (b) hire the services of a trusted financial expert.


The mind is everything. What you think, you become. – Buddha

Mastery over your mind is most critical for your success. It is thus important to understand the different ways in which you can effectively process your thoughts. By making proper use of your subconscious mind, you can improve your personal productivity by effectively applying the techniques of goal setting, time management and much more.

Thoughts form actions, actions develop into habits, and habits make your character. The right kind of thinking skills can help you to boost your creativity, learning ability, memory and your overall potential.


A healthy mind resides in a healthy body, and a healthy body is developed by following a strict routine of nutrition, exercise and rest. Working out for atleast one hour daily is just one aspect of fitness, the hard work lies in controlling what you eat and how much rest you take in remaining 23 hours of the day.

Your lifestyle plays a key role in your Wellness. A healthy lifestyle consists of mastery over your stress levels, having healthy relationships, managing an appropriate work-life balance, in addition to a daily regime of exercise, diet and relaxation.